The drawer bank of a bank draft shall be the drawee of the bank draft. 银行汇票的出票银行为银行汇票的付款人。
Where the applicant without the advice of settlement requests refund, the drawer bank shall process it at least one month after the time limit for presentment for payment expires. 申请人缺少解讫通知要求退款的，出票银行应于银行汇票提示付款期满一个月后办理。
