Responding to the BASEL II IRB approaches, commercial banks and scholars in China have made some researches on the quantitative model to evaluate credit risk models. 为响应新巴塞尔资本协议对信用风险的内部评级的要求，我国商业银行和学者也已经开始研究和借鉴西方商业银行成功应用的信用风险度量模型。
Under the background it has weighty operation significance to study operational risk measurement of Chinese banking. 在此背景下本文研究中国的银行操作风险度量问题具有重要的现实意义。
