An over-reliance on unseasoned risk models is also partly to blame for bad underwriting. 对不成熟的风险模型过度依赖是导致不良承销的部分原因。
Audit risk modeling converts audit risk that is disordered and exogenous into an endogenesis variable that can be controlled by auditors. 摘要审计风险模型化将外生的零散化的审计风险转化为易为审计师控制的内生变量，通过对内生变量的控制实现外生变量的目标。
